Discover the Beauty of the World with Travel Shop 

### Inclusions

- **Emergency Medical Care**:             Up to $50,000 coverage for medical emergencies during travel.

- **COVID-19 Coverage**:               Limited COVID-19 coverage, covering up to 10% of the total medical coverage for COVID-related medical costs.

- **Emergency Transport**:

Coverage for emergency transport costs if required due to a medical emergency.

- **Repatriation of Remains**: Covers the cost of returning remains if a medical incident leads to death abroad.

- **Basic Physical Activities**: Coverage for injuries or medical needs arising from activities like swimming or running.

### Exclusions

- **Alcohol-Related Incidents**: 

Excludes coverage if the incident occurred while under the influence of alcohol.

- **Pre-Existing Conditions**: No coverage for exacerbation of pre-existing conditions.

- **Routine and Non-Emergency Dental Care**: Does not include standard dental care, only emergency dental up to limited amounts.

- **Trip Cancellation or Interruption**: Does not cover cancellations or interruptions, including for family emergencies.

- **Lost or Delayed Baggage**: No coverage for lost or delayed baggage.

- **Adventure Sports**: No coverage for high-risk sports or extreme activities, such as skiing, scuba diving, or mountain climbing.

This plan is best suited for healthy travelers seeking essential medical coverage and is the most affordable option among Ekta’s offerings.

### Inclusions

- **Emergency Medical Care**: 

Up to $150,000 for medical emergencies, including hospitalization and doctor visits.

- **COVID-19 Coverage**: Comprehensive coverage for COVID-related expenses, with inpatient treatment included and no dollar limit.

- **Emergency Medical Transport**: Full coverage for emergency evacuation or transport as needed.

- **Pregnancy Care**: Covers pregnancy-related care up to 27 weeks.

- **Pre-Existing Conditions**: Includes limited coverage for the exacerbation of pre-existing conditions.

- **Emergency Dental Care**: Expanded dental coverage for urgent treatment.

- **Basic Physical and Water Activities**: Coverage for injuries or medical needs from activities, including swimming and some water sports.

- **No Coinsurance**: All approved medical costs are covered at 100% after any deductible, with no coinsurance required.

### Exclusions

- **Routine and Non-Emergency Dental Care**: No coverage for standard dental procedures or non-emergency care.

- **Lost or Delayed Baggage**: Does not cover lost or delayed baggage.

- **Extreme or Adventure Sports**: Excludes coverage for high-risk or adventure sports, like skiing or mountain climbing.

- **Trip Cancellation or Interruption**: No coverage for trip cancellations or interruptions due to personal or family emergencies.

The Gold Plan is ideal for travelers seeking mid-level coverage with additional benefits for COVID-19, pregnancy care, and pre-existing conditions, making it a solid choice for travelers with moderate health concerns

### Inclusions

- **Emergency Medical Care**: 

Up to $500,000 coverage for medical expenses, including hospitalization and doctor visits.

- **COVID-19 Coverage**: Comprehensive coverage for COVID-19, including hospitalization and up to 15 days of compulsory quarantine if required.

- **Emergency Medical Transport and Evacuation**: Full coverage for medical evacuation, including transport back home if necessary.

- **Lost or Delayed Baggage**: Reimbursement for lost or delayed luggage.

- **Trip Cancellation and Interruption**: Coverage for trip cancellations or interruptions due to emergencies.

- **Legal Assistance**: Coverage for legal consultations and bail assistance if needed abroad.

- **Rental Equipment Protection**: Coverage for accidental damage or theft of rented equipment.

- **Flight Delay**: Compensation for delays exceeding four hours.

- **Return Tickets and Family Travel**: Covers unexpected return flights and allows family members to join you if hospitalized abroad.

- **Third-Party Liability**: Includes third-party liability insurance and roadside assistance for travelers using their vehicles.

- **Extreme Sports Coverage**: Optional add-on for high-risk sports activities (at an extra cost).

### Exclusions

- **Non-Urgent Dental and Medical Care**: Routine dental and non-emergency medical treatments are excluded.

- **Certain High-Risk Activities**: Some extreme sports and high-risk activities may still require additional coverage or be excluded altogether.

- **Travel in Certain Countries**: Exclusions may apply to countries with travel advisories or restrictions, depending on policy terms.

The MAX+ Plan is the most comprehensive option, covering medical, travel disruptions, legal aid, and third-party liability, ideal for travelers seeking high-level protection and flexibility for any unexpected events.